BarryBobPosthole
05-07-2015, 08:49 PM
We used to discuss stuff.
I built my house in '98 so my roof is 17 years old this month. And, as roofs go (its a 30 year roof) its in good shape. Has a bit of mildew on the north side (that some idiot tried to tell me was hail damage) and a small leak around my fireplace that is on my honeydo list (flashing issue). The latest deal in my neighborhood is the roofing companies knocking on the door and saying they can get a new roof on my house and I won't even have to pay my deductible.
My insurance agent is an old friend of 20 plus years and i'd never do anything to jeopardize that. Bit I keep wondering if I try to sell my house, I'd imagine there'll be some discussion of the age of the roof. That, and some day I could get a call from my insurance guy saying I need to replace it for them to fully cover it.
So I'm in a quandary. Is it dishonest to claim 'hail damage' like these guys will for sure claim? I don't see how its not. But when I see all my neighbors getting new roofs it makes me wonder if I'm not screwing myself.
What say the GH panel of experts?
BKB
I built my house in '98 so my roof is 17 years old this month. And, as roofs go (its a 30 year roof) its in good shape. Has a bit of mildew on the north side (that some idiot tried to tell me was hail damage) and a small leak around my fireplace that is on my honeydo list (flashing issue). The latest deal in my neighborhood is the roofing companies knocking on the door and saying they can get a new roof on my house and I won't even have to pay my deductible.
My insurance agent is an old friend of 20 plus years and i'd never do anything to jeopardize that. Bit I keep wondering if I try to sell my house, I'd imagine there'll be some discussion of the age of the roof. That, and some day I could get a call from my insurance guy saying I need to replace it for them to fully cover it.
So I'm in a quandary. Is it dishonest to claim 'hail damage' like these guys will for sure claim? I don't see how its not. But when I see all my neighbors getting new roofs it makes me wonder if I'm not screwing myself.
What say the GH panel of experts?
BKB